Loan Officer

As our Explorers Credit Union continues to grow, we’re in search of an energetic, passionate person to join our elite team of loan officers. 

Our loan officers pride themselves on leading members on a path of financial empowerment.  We believe in fresh teamwork, drive and ingenuity daily; we are always ready to learn, discover, and help our members reach their goals.

Education: Associate's Degree

Experience/Skills/Training:

• Minimum of 1 year experience in lending preferred
• Ability to work with basic mathematical functions such as percentages, ratios, and fractions.
• Demonstrated ability to handle large volumes of work effectively and to work within prescribed deadlines
• Ability to define problems, collect data and draw conclusions. Excellent written and verbal communication skills
• Ability to effectively communicate and interact with internal and external contacts including members, insurance companies, realtors, other staff, etc.
• Must be a licensed South Dakota notary public or be willing to take the necessary steps to obtain the public license within 6 months of hire.
• Must obtain NMLS number to accept mortgage applications

• Interviews applicants, and examines, evaluates, and authorizes or recommends approval of member 2 applications for extension of credit, commercial loans, real estate loans, consumer credit loans, or credit card
• accounts.
• Interviews members and requests specified information for loan application. Analyzes member financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to Chief Loan Officer for recommendation.
• Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
• Approves loan within specified limits or refers to Chief Loan Officer.
• Ensures loan agreements are complete and accurate according to policy. Answers member inquiries regarding loan products via phone, mail, in person.
• Sells ancillary products including but not limited to Guaranteed Asset Protection (GAP) Coverage, Payment Protection, and Route 66 Extended Warranty (mechanical breakdown coverage).
• Participate in special assignments and projects as requested by Chief Loan Officer and Chief Executive Officer. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of this position.

If you have a passion for helping people and want to discover the power of the credit union philosophy, pack a water bottle, throw your resume in your backpack and head on over to apply to be a part of this team. Or to view the complete job description, qualifications and apply online, visit: https://explorerscu.com/careers/current-openings/

We can’t wait to build a long-lasting career with you!