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Posted on: May 19, 2021 • Category: Banking, Ag/Commercial Lending

Ag/Commercial Lender

Cortrust Bank

Apply By: June 11, 2021
No. of Jobs: 1
Job Type: Full-Time
Pay Type: Salary
Compensation: DOE/DOQ

Phone 1: (605) 665-6423
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Cortrust Bank
110 Cedar St
Yankton, SD 57078
US
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Qualifications:

REQUIRED SKILLS, COMPETENCIES AND ABILITIES:

  • Possesses combination of education and experience to perform primary duties of position.
  • Adaptable to system, process, product and service changes.
  • Effective and efficient planning, organizational, technological and time management skills.
  • Ability to demonstrate organizational commitment through advocacy in the community, customer experience and co-worker relationships.
  • Ability to reason, problem solve and think critically.
  • Ability to effectively convey thoughts, ideas and information clearly and concisely.
  • Possesses strong understanding of financial services.
  • Demonstrates high level of integrity, personal diplomacy and ability to foster culture of mutual respect. 
  • Strong consultative sales skills.
  • Ability to handle multiple priorities and produce results.
  • Creative/innovative problem solver.
  • Self-motivated in taking initiative.
  • Proficient in Microsoft Office, particularly Word and Excel.


Responsibilities:

Responsible for accomplishing management’s marketing objectives of attracting new business and expanding current Bank relationships.   Develops and implements solicitation programs to attract new customers in the business community.  Create and maintain close relationships with all parties involved in commercial transactions and help facilitate sales through the structuring of creative and appealing loan and deposit products.

PRIMARY DUTIES AND RESPONSIBILITIES:

  • Develops and retains commercial business, meeting with prospects and customers.
  • Gathers related financial and general business information, performs financial analyses needed to make credit decisions, presents to and participates in committee credit decisions and communicates with prospects and customers to close sales.
  • Continues developing growing network of outside referral sources for new business.
  • Make referrals for Credit Cards, Loans, Wealth Management, CorTrust Mortgage and CorInsurance.
  • Ensures that work is in compliance with applicable laws, regulations and guidelines.
  • Establishes priorities and prepares sales call plans.
  • Documents calls and makes regular call reports to supervisor.
  • Reviews lists, records, newspapers, etc., for business development leads.
  • Cooperates with other areas of the Bank in making and receiving internal referrals.
  • Represents the Bank at various civic and community functions to enhance its image and develop new business.
  • Assists in products and service development to ensure customer satisfaction and Bank profitability.  Recommends upgrades, elimination or future development of under-performing products and services and development of introduction of new products and services when necessary.
  • Other duties, responsibilities and activities may change or be assigned at any time with or without notice.
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